Female financial adviser for women in Liverpool, supporting women across England
Chartered financial planning built around you, your goals, your life stage, and your future.
Whether you are navigating divorce, planning for retirement, building wealth, business ownership or sale or managing an inheritance, I provide specialist financial advice tailored specifically for women in Liverpool and across England.
Financial advice for women at every life stage
My clients are women who are ready to take control of their financial future and women who are not quite sure where to start.
Some are in their 30s and 40s, building careers, growing businesses, or planning for long-term wealth. Others are navigating a significant life change: a divorce, a bereavement, a business sale, or an inheritance that has arrived sooner than expected.
What they have in common is this: they want financial advice that takes their situation seriously, speaks plainly, and puts their goals at the centre.
I work with women across Liverpool, the North West, and beyond, providing bespoke financial planning that reflects the life you are living and the future you are working towards.
Divorce Financial Advice
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Divorce is one of the most financially complex events in a woman's life.
As a member of Resolution, I bring specialist knowledge to pension sharing, financial settlements, and long-term planning after separation, empowering you to move forward.
Learn more about divorce financial advice
Financial advice for business owners
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If you are a female business owner generating significant profit and looking to grow, protect, or manage your wealth.
I provide bespoke financial advice built around the specific demands of running a business.
Based in Liverpool but operating all over England.
Learn more about financial advice for business owners
Specialist financial advice for the moments that matter
Pension advice for women
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The gender pension gap is real, and it matters.
I help women at every stage understand their pension position. Helping women make informed decisions, and put plans in place for the retirement they deserve.
Helping you feel ready financially for retirement.
Business sale and exit planning
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Selling a business is one of the most significant financial events of your life.
I help female founders and business owners plan their exit strategically, protecting what they have built and putting plans in place for what comes next.
Retirement planning for women
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Retirement planning is not just about a number, it is about the life you want to live.
I help you put a clear, personalised plan in place so that you can approach later life with clarity and confidence, knowing your finances are working in the right direction.
Financial advice for widows
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Losing a partner brings enormous emotional and practical challenges.
I provide compassionate, specialist financial advice for women managing finances on their own for the first time, helping you find clarity and confidence in what comes next.
Learn more about financial advice for widows
Inheritance and wealth planning
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Receiving an inheritance can feel overwhelming, particularly during a period of grief.
As a member of STEP, I bring specialist knowledge to inheritance planning, helping you manage and protect what you have received with care and clarity.
Financial advice for women in 30s - 40s
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Your 30s and 40s are some of the most financially significant years of your life.
I help career-focused women and business owners build long-term wealth, maximise their pension, and put a financial plan in place that aligns with ambitions.Learn more about financial advice for women in their 30s and 40s
A different kind of financial adviser
“Financial advice that is built around you, not a template.”
I founded Her Financial Planning because I believe women deserve financial advice that truly understands their lives.
Too many of my clients have come to me after years of feeling talked at rather than listened to, given a sales pitch rather than a plan, or handed off to a generic process that ignored what actually mattered to them.
My approach is different. Every client I work with receives bespoke, personal advice built around their specific goals. I take the time to understand your full picture before I make a single recommendation.
I am a Chartered Financial Planner, shortlisted for the FT Adviser Diversity in Finance Awards 2025, and nominated as Financial Adviser of the Year for the North West. I am a member of Resolution, the specialist organisation for divorce financial matters, and a member of STEP, which reflects my expertise in inheritance and estate planning.
But more than credentials, what I bring is this: a genuine commitment to helping women make informed, confident decisions about their money.
Getting started is simple
Step 1: Book a 15-minute clarity call. No commitment, no jargon — just a conversation about where you are and what you need.
Step 2: I take the time to understand your full financial picture, your goals, and what matters most to you.
Step 3: I put together a clear, personal plan and walk you through it in plain language so you can make informed decisions with confidence.
Testimonial
“My husband and I approached Shalini with the goal of consolidating our pensions and finding someone we could trust to manage them together. We also wanted to maximise our returns as a couple and grow our pension pot to potentially retire earlier. Shalini’s personalised approach is outstanding - she truly understands us and our individual and shared financial goals. It’s great that we can work on this together, knowing she’s looking after both of our interests. We fully trust her and highly recommend her to anyone seeking sound financial advice.”
Whether you have a specific question or you are not yet sure where to start, the first step is a 15-minute clarity call. There is no obligation and no pressure, just a straightforward conversation about what you need.
Women across Liverpool, the North West, London and beyond choose Her Financial Planning for advice that is personal, specialist, and built entirely around them.
Ready to take control of your financial future?
Frequently Asked Questions
Q:Does financial planning differ for women compared to men?
A: Yes, women often face different financial journeys due to various factors, such as gender pay gap and longer life expectancy. My clients also prefer to get specialist financial advice in an empathetic and educational environment.
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Regular meetings, at least annually. Your life is not static, neither are market conditions. It is important to review your financial plan and make adjustments if needed.
Some of my clients in Liverpool like having our meetings face to face, so we get a chance to have a coffee and catch up on what has happened in their lives and what goals have changed since we last spoke. I then relate this to tax, legal and investment changes to explain what action we need to take.
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The next step is easy! Book your 15m consultation call, and we will chat about your goals, your current financial situation, and how we can work together to create a plan that fits your life. Let’s have a chat and see how I can help.
Click here to book your 15 minute callNot ready to book your call?
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