Retirement advice in Liverpool: Help secure your future without sacrificing today
Tailored financial advice for retirement goals
Planning for future: your 30s to 40s
Long term financial goals
Pension contributions
Tax efficient strategies
Investment planning
Compound growth
At retirement or pension age
Pension income
Non pension options
Tax efficiency
Inheritance tax planning
Investment strategy
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs of taxation, can change at any time and are generally dependant on individual circumstances.
Retirement & beyond
Passive income
ISAs & Unit Trusts
Investment Bonds
Tax planning
Planning for retirement is one of the most important financial steps you can take—and as a woman, it's crucial to be proactive about your pension.
Whether you're just starting out, building your career, or nearing retirement, it's never too early (or too late!) to get started.
The problem: "Am I saving enough for retirement?"
Does any of this sound familiar?
“I’m not sure if I’m saving enough or investing in the right way.”
“What’s the best pension option for my situation?”
“How can I balance enjoying my life now with planning for the future?”
“What happens if my current savings don’t stretch far enough in retirement?”
The uncertainty of retirement planning can feel overwhelming, but without action, it’s easy to fall behind.
The worst thing to do is bury your head in the sand.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Why it matters: Your retirement depends on the steps you take now
Planning for retirement isn’t just about saving—it’s about creating a strategy that works for your life today and tomorrow:
Without a clear plan, you risk outliving your savings or being unable to enjoy the lifestyle you want.
Retirement and investment planning can feel complex, leading to missed opportunities.
The sooner you take control, the easier it is to build a secure and fulfilling future.
Your future self will thank you for the decisions you make today.
The solution: Personalised retirement and pension planning
Retirement planning doesn’t have to be confusing or stressful. With expert guidance, you can feel confident about your financial future.
As an experienced financial adviser, I specialise in helping women create personalised strategies for retirement and pensions. Here’s what we’ll focus on:
Reviewing your current savings, pensions, and investments to understand your starting point.
Exploring ways to optimise your contributions for tax efficiency and growth.
Setting clear goals for the retirement lifestyle you want and mapping out the steps to achieve it.
This is about building a retirement plan that fits your life, not just your spreadsheets.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Picture this
Imagine retiring with the financial freedom to travel, spend time with loved ones, and enjoy the activities you love—without worrying about money. You’ve built a life you’re proud of, and your retirement is the reward for all your hard work.
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FAQs
Q: When should I contact you for retirement planning advice?
A: As soon as possible! Clients often say to me “I wish I had met you sooner”.
There are often ways to maximise your hard earnt money, often through saving tax or making the most of compounding. if you are younger.
Trust me, it is never too early, and there is nothing worse than having to tell people that they have missed out on easy opportunities to build wealth!
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Absolutely! Financial freedom is about balance. You can build wealth, save for your goals, and still indulge in the little luxuries that make you happy. My job as your female financial adviser is to help you plan out all of this.
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If you’re an independent woman who wants to take control of her finances while still enjoying life—this is for you. Whether you’re just getting started or want me to look over your plans to make sure you are not missing anything, I’m here to help.
I provide specialist financial advice for women at various life stages, click here to find out more about these services and the clients I help.
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The next step is easy! Book your consultation, and we’ll chat about your goals, your current financial situation, and how we can work together to create a plan that fits your life. Let’s have a coffee and see how I can help.
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Regular meetings, at least annually. Your life is not static, neither are market conditions. It is important to review your financial plan and make adjustments if needed.
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I have access to meeting rooms across Liverpool, Manchester and London if you would like to meet in an office.
My clients also like meeting at their office, home or virtually, whichever is most convenient at the time.