Inheritance Advice in Liverpool: Protect what matters most for you and your loved ones
Tailored financial advice for inheritances
Receiving an inheritance
Professional guidance
Financial planning
Tax efficiency
Investment planning
Income option
Financial advice for widows
Financial education
Income options
Trust advice
Estate and tax planning
Tax-efficient wealth transfer
Estate and tax planning
Gift strategies
Trust advice
Business owners
Complex estates
Trusts are not regulated by the Financial Conduct Authority.
The problem: "What happens to my wealth when I’m gone?"
If these questions sound familiar, you’re not alone:
“How do I ensure my assets are passed on in the way I want?”
“Will inheritance tax take a large chunk of what I leave behind?”
“What steps can I take now to protect my family’s future?”
Without clear inheritance planning, the wealth you’ve built could be eroded by taxes or distributed in ways you didn’t intend.
Why it matters: Your legacy is worth protecting
The decisions you make today will determine how your wealth is managed and distributed in the future:
Without proper planning, inheritance tax could significantly reduce the amount your loved ones receive.
A lack of clarity can lead to legal complications, family disputes, or unintended outcomes.
Planning ahead ensures your assets are protected and your wishes are respected.
Inheritance planning isn’t just about wealth—it’s about ensuring the people you care about are supported.
The solution: Personalised inheritance planning
With expert guidance, you can navigate the complexities of inheritance planning and secure your legacy.
As a trusted financial adviser, I specialise in helping individuals like you create tailored plans to protect your wealth and minimise tax liabilities. Together, we’ll:
Review your assets and ensure they’re structured for maximum protection.
Explore tax-efficient strategies, such as gifting, trusts, or wills, to safeguard your wealth.
Provide clear steps to ensure your inheritance plan aligns with your values and priorities.
It’s about making the most of what you have while simplifying the process for your loved ones.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place. Wills and Trusts are not regulated by the Financial Conduct Authority.
Imagine this
Imagine the comfort of knowing your family is protected, your wishes are respected, and your hard-earned wealth is passed on exactly as you intend.
No unexpected surprises, no unnecessary tax burdens—just a secure future for the people who matter most to you.
Financial Freedom Blog
FAQs
Q: I have just become a widow, what do I do?
A: The first step is to take some time to grieve. Once you feel ready, gather important documents such as the death certificate, will, and any financial statements. A lot of it may look like jargon, especially if your husband dealt with the finances, so we are available for a no obligation meeting to explain what all of it means.
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Probate is the legal process of administering a deceased person's estate. If the person you have lost has left a will, you may need to apply for a Grant of Probate to manage their assets.
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Start by putting together a list of all savings, investments, properties, pensions, debts, mortgages and insurance policies. This will give you a clearer picture of your financial standing moving forward.
If you are the executor or personal representative, you'll be responsible for settling debts, paying taxes, and distributing assets according to the will. I help clients understand what all the jargon means through this challenging time.
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I have access to meeting rooms across Liverpool, Manchester and London if you would like to meet in an office.
My clients also like meeting at their office, home or virtually, whichever is most convenient at the time.
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Regular meetings, at least annually. Your life is not static, neither are market conditions. It is important to review your financial plan and make adjustments if needed.
Whilst you are in the process of waiting for probate, and particularly if you are new to financial planning, we will meet every few weeks to ensure you get up to speed.
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The next step is easy! Book your consultation, and we’ll chat about your goals, your current financial situation, and how we can work together to create a plan that fits your life. Let’s have a coffee and see how I can help.